Get pre-approved in 24 hours and find various mortgage options with Blue Sky.
The Downing Group is thrilled to announce an exciting new partnership with Blue Sky Mortgage Saver, a trusted name in the mortgage industry. I recently sat down with Beth Watson, the Chief Loan Officer at Blue Sky, to share what makes this company stand out. Here’s everything you need to know:
Why Blue Sky Mortgage Saver? According to Beth, Blue Sky Mortgage Saver is “one of one.” As a mortgage broker, not a direct lender, Blue Sky works with over 41 top lenders to shop for the best loan options. This gives clients access to the lowest interest rates, competitive closing costs, and unique lending opportunities.
They handle standard loan programs like conventional and FHA, but what sets them apart is their access to niche products and down payment assistance options. Some standout programs include:
- Bank statement loans
- A 1% down payment program with an additional 2% contribution toward closing costs
One application, one contact. Beth makes the loan process simple. Clients only need to fill out one application and send documents to one person—Beth herself. From there, she shops around for the best deal. This saves time and reduces stress for buyers while making agents look great.
I’ve already seen firsthand how great Beth is to work with. In just a few weeks, we’ve partnered with Blue Sky Mortgage Saver, she’s helped several of our clients who couldn’t get approved with other lenders.
Fast and responsive service. Beth is known for her around-the-clock availability, understanding that real estate doesn’t wait. Her preferred communication method is group text messages between her, the borrower, and the agent. This keeps everyone accountable and moves the process forward quickly. She often provides pre-approvals within 24 hours after receiving the necessary documents.
Rate cuts in 2025. Beth shared that based on the latest Fed meeting, we may see two rate cuts this year, keeping rates in the 6% range. While interest rates remain steady for now, she recommends buyers take advantage of current seller concessions and get started with pre-approvals while inventory and incentives are still available.
If you’re considering buying a home or refinancing, Beth Watson is ready to help. You can reach her directly at (828) 429-6019 via call or text or send an email to beth@blueskymortgagesaver.com.
This partnership with Blue Sky Mortgage Saver gives The Downing Group even more tools to support buyers and agents alike. If you have questions or need assistance with your real estate journey, please reach out. You can call or text me at 803-886-0961 or send an email to brentd@thedowningteam.com. I look forward to hearing from you.
